:root{--navy:#14304F;--navy2:#0b1c30;--gold:#A98249;--gold2:#c9a468;--ink:#2b313c;--mut:#4a5261;--line:#dfdddd;--bg:#f5f5f5;--w:#fff}
*{box-sizing:border-box}html{scroll-behavior:smooth}
body{margin:0;font-family:Raleway,Arial,Helvetica,sans-serif;color:var(--ink);background:var(--w);font-size:16px;line-height:1.65}
a{color:var(--navy)}img{max-width:100%}
.wrap{max-width:1140px;margin:0 auto;padding:0 20px}
h1,h2,h3,h4{font-family:Raleway,Arial,sans-serif;color:var(--navy);line-height:1.15;margin:0 0 .5em}
.eyebrow{font-size:12px;letter-spacing:.22em;text-transform:uppercase;font-weight:600;margin:0 0 10px;color:var(--mut)}
.eyebrow.gold{color:var(--gold2)}

/* header */
.top{position:sticky;top:0;z-index:50;background:var(--navy2);box-shadow:0 2px 14px rgba(0,0,0,.25)}
.logoband{border-bottom:1px solid rgba(169,130,73,.35);padding:8px 0 10px;overflow:hidden;background:linear-gradient(90deg,#0b1c30,#10263f,#0b1c30)}
.logoband .eyebrow{text-align:center;color:var(--gold2);margin:0 0 6px;font-size:10px}
.track{overflow:hidden;-webkit-mask-image:linear-gradient(90deg,transparent,#000 8%,#000 92%,transparent);mask-image:linear-gradient(90deg,transparent,#000 8%,#000 92%,transparent)}
.track ul{display:flex;gap:52px;list-style:none;margin:0;padding:0;width:max-content;animation:slide 60s linear infinite;align-items:center}
.track:hover ul{animation-play-state:paused}
.track li{height:30px;display:flex;align-items:center;flex:none}
.track img{height:28px;width:auto;max-width:130px;object-fit:contain;filter:brightness(0) invert(1);opacity:.85}
.track li span{color:#fff;opacity:.8;font-weight:300;letter-spacing:.2em;text-transform:uppercase;font-size:13px;white-space:nowrap}
@keyframes slide{to{transform:translateX(-50%)}}
.bar{max-width:1140px;margin:0 auto;padding:12px 20px;display:flex;align-items:center;justify-content:space-between;gap:20px}
.brand{display:flex;align-items:center;gap:12px;text-decoration:none;color:#fff}
.mark{background:var(--navy);color:#fff;font-weight:700;letter-spacing:.1em;font-size:15px;padding:12px 10px 10px;border:1px solid var(--gold);position:relative}
.word{display:flex;flex-wrap:wrap;align-items:baseline;line-height:1.1}
.word b{font-weight:300;letter-spacing:.28em;font-size:20px;color:#fff}
.word i{font-style:normal;font-weight:700;letter-spacing:.12em;font-size:20px;color:var(--gold2)}
.word small{flex-basis:100%;font-size:10px;letter-spacing:.2em;text-transform:uppercase;color:#b9c3d0;margin-top:5px}
nav{display:flex;align-items:center;gap:22px}
nav a{color:#e8edf3;text-decoration:none;font-size:13px;font-weight:600;letter-spacing:.08em;text-transform:uppercase;padding:6px 0;border-bottom:2px solid transparent}
nav a:hover,nav a.on{border-color:var(--gold)}
nav a.cta{background:var(--gold);color:#fff;padding:10px 18px;border:0;border-radius:2px}
nav a.cta:hover{background:var(--gold2)}
.burger{display:none;cursor:pointer;padding:8px}.burger span{display:block;width:26px;height:2px;background:#fff;margin:5px 0}

/* hero */
.hero{position:relative;overflow:hidden;color:#fff;padding:110px 0 150px;background:radial-gradient(ellipse at 80% 0%,#1d4a78 0%,transparent 55%),linear-gradient(160deg,#0b1c30,#14304F 60%,#0b1c30)}
.hero.small{padding:70px 0 80px}
.spot{position:absolute;inset:-20% -10% auto auto;width:70%;height:140%;background:conic-gradient(from 200deg at 75% -10%,transparent 0 30deg,rgba(201,164,104,.22) 38deg,transparent 52deg,rgba(255,255,255,.10) 62deg,transparent 78deg);filter:blur(6px);pointer-events:none}
.hero:before{content:"";position:absolute;inset:0;background:repeating-linear-gradient(90deg,rgba(255,255,255,.035) 0 1px,transparent 1px 90px);pointer-events:none}
.hero .wrap{position:relative}
.hero h1{color:#fff;font-weight:800;font-size:clamp(36px,6vw,68px);max-width:15em;letter-spacing:-.01em}
.hero h1 em{font-style:normal;color:var(--gold2)}
.hero.small h1{font-size:clamp(30px,4.5vw,48px)}
.sub{font-size:clamp(16px,2vw,20px);font-weight:300;max-width:42em;color:#d6dee8}
.actions{display:flex;gap:14px;flex-wrap:wrap;margin-top:30px}
.wave{position:absolute;left:0;right:0;bottom:0;height:90px;display:flex;align-items:flex-end;gap:5px;padding:0 20px;opacity:.35;pointer-events:none}
.hero.small .wave{display:none}
.wave i{flex:1;background:linear-gradient(var(--gold2),transparent);border-radius:2px 2px 0 0;animation:eq 2.4s ease-in-out infinite}
.wave i:nth-child(3n){animation-delay:-.6s}.wave i:nth-child(3n+1){animation-delay:-1.3s}.wave i:nth-child(5n){animation-delay:-1.9s}
@keyframes eq{0%,100%{height:12%}50%{height:90%}}
.wave i:nth-child(odd){height:35%}.wave i:nth-child(4n){height:60%}

.btn{display:inline-block;padding:14px 28px;font-weight:700;letter-spacing:.1em;text-transform:uppercase;font-size:13px;text-decoration:none;border-radius:2px;border:1px solid transparent;cursor:pointer;font-family:inherit}
.btn.gold{background:var(--gold);color:#fff}.btn.gold:hover{background:var(--gold2)}
.btn.ghost{border-color:rgba(255,255,255,.6);color:#fff}.btn.ghost:hover{background:rgba(255,255,255,.1)}
.btn.navy{background:var(--navy);color:#fff}.btn.navy:hover{background:#1d4a78}

/* sections */
.band{padding:78px 0}.band.alt{background:var(--bg)}
.band h2{font-size:clamp(26px,3.4vw,38px);font-weight:700;position:relative;padding-bottom:16px;margin-bottom:20px}
.band h2:after{content:"";position:absolute;left:0;bottom:0;width:64px;height:3px;background:var(--gold)}
.lead{font-size:18px;color:var(--mut);max-width:46em;margin:0 0 36px}
.cards{display:grid;grid-template-columns:repeat(auto-fit,minmax(255px,1fr));gap:22px;margin-top:30px}
.card{display:block;background:#fff;border:1px solid var(--line);border-top:3px solid var(--gold);padding:28px 24px;text-decoration:none;color:var(--ink);transition:transform .2s,box-shadow .2s}
.card:hover{transform:translateY(-4px);box-shadow:0 14px 30px rgba(20,48,79,.15)}
.card .ico{display:flex;width:48px;height:48px;align-items:center;justify-content:center;background:var(--navy);color:var(--gold2);font-size:22px;margin-bottom:16px}
.card h3{font-size:19px;font-weight:700}.card p{margin:0 0 14px;color:var(--mut);font-size:15px}
.more{font-size:12px;font-weight:700;letter-spacing:.14em;text-transform:uppercase;color:var(--gold)}
.two{display:grid;grid-template-columns:1fr 1fr;gap:20px 50px}
.checks{list-style:none;margin:0;padding:0}
.checks li{padding:11px 0 11px 34px;border-bottom:1px solid var(--line);position:relative}
.checks li:before{content:"";position:absolute;left:0;top:17px;width:16px;height:9px;border-left:3px solid var(--gold);border-bottom:3px solid var(--gold);transform:rotate(-45deg) scale(.8)}
.steps{display:grid;grid-template-columns:repeat(auto-fit,minmax(210px,1fr));gap:22px;margin-top:20px}
.steps div{border-left:3px solid var(--gold);padding:4px 0 4px 18px}
.steps b{font-size:34px;font-weight:300;color:var(--gold)}.steps h3{margin:2px 0 6px;font-size:19px}.steps p{margin:0;color:var(--mut);font-size:15px}
.stats{display:grid;grid-template-columns:repeat(auto-fit,minmax(220px,1fr));gap:22px}
.stats div{background:var(--navy);color:#fff;padding:30px 24px;border-bottom:3px solid var(--gold)}
.stats b{display:block;font-size:26px;font-weight:700;color:var(--gold2);margin-bottom:6px}.stats span{font-weight:300;color:#d6dee8}
.cta-band{background:linear-gradient(160deg,var(--navy2),var(--navy));color:#fff;text-align:center}
.cta-band h2{color:#fff}.cta-band h2:after{left:50%;margin-left:-32px}.cta-band p{max-width:40em;margin:0 auto 26px;color:#d6dee8;font-size:18px;font-weight:300}

/* form */
.form{max-width:760px;display:grid;gap:18px}
.form .row{display:grid;grid-template-columns:1fr 1fr;gap:18px}
.form label{display:block;font-weight:600;font-size:13px;letter-spacing:.06em;text-transform:uppercase;color:var(--navy)}
.form input,.form select,.form textarea{display:block;width:100%;margin-top:6px;padding:13px 14px;border:1px solid #c5c9cf;font:inherit;font-size:16px;background:#fff;color:var(--ink);border-radius:2px;text-transform:none;letter-spacing:0;font-weight:400}
.form input:focus,.form select:focus,.form textarea:focus{outline:2px solid var(--gold);border-color:var(--gold)}
.form .hp{position:absolute;left:-9999px}.form button{justify-self:start}
.fine{font-size:13px;color:var(--mut);margin:0}
.thanks{padding:120px 0;text-align:center}

/* footer */
footer{background:var(--navy2);color:#b9c3d0;padding:56px 0 24px;font-size:14px}
.fgrid{display:grid;grid-template-columns:1.4fr 1fr 1fr;gap:40px}
footer h4{color:#fff;font-size:13px;letter-spacing:.18em;text-transform:uppercase;margin-bottom:14px}
footer a{display:block;color:#b9c3d0;text-decoration:none;padding:4px 0}footer a:hover{color:var(--gold2)}
.brand.sm .word b,.brand.sm .word i{font-size:16px}.brand.sm{margin-bottom:12px}
.legal{border-top:1px solid rgba(255,255,255,.12);margin-top:34px;padding-top:20px;font-size:12px;line-height:1.6}
.legal a{display:inline;color:var(--gold2)}

@media(max-width:900px){
 .burger{display:block}
 nav{display:none;position:absolute;left:0;right:0;top:100%;background:var(--navy2);flex-direction:column;align-items:stretch;gap:0;padding:10px 20px 20px;border-top:1px solid rgba(169,130,73,.35)}
 #mt:checked~nav{display:flex}
 nav a{padding:14px 0;border-bottom:1px solid rgba(255,255,255,.08)}nav a.cta{text-align:center;margin-top:12px}
 .bar{position:relative}.two,.fgrid,.form .row{grid-template-columns:1fr}
 .hero{padding:70px 0 120px}.band{padding:56px 0}
 .word b{font-size:16px;letter-spacing:.2em}.word i{font-size:16px}.word small{font-size:9px}
}
@media(prefers-reduced-motion:reduce){.track ul,.wave i{animation:none}}

.brand .mk{display:block;width:46px;height:46px}
.brand{flex:none}.word{flex-wrap:nowrap;display:grid;grid-template-columns:auto auto;justify-content:start}.word small{grid-column:1/-1}
@media(max-width:1180px){nav{gap:14px}nav a{font-size:12px}.word b,.word i{font-size:17px}}
nav a,nav a.cta{white-space:nowrap}nav a.cta{padding:10px 20px}